LawandOrder wrote:The debt is transient, the prestige lasts a lifetime.
Transient how? Sure, the numbers in your bank account may be -- but the very real effects that significant debt can have on your decision-making, happiness, family life, general options, etc., are hardly transient.
I'm not advocating against HLS in this case -- honestly OP, I'm not sure what I would do in your situation, and Harvard is quite tempting. But I don't exactly agree with the notion that prestige lasts a lifetime whereas debt does not. Conversely, the ramifications of debt can most certainly last a lifetime...even if you're a Harvard grad.
EDIT: All this aside, I still voted Harvard.