I met you down at the Stetson Scholar's Retreat, and though I'm 99.9% sure I'm not going to Stetson, I'd pick Stetson. I was worried about the top 40% requirement, but they said that 95%+ of full scholly recipients keep them. Most schools with similar requirements report considerably lower numbers of students keeping their rides. I'd say this points very strongly to Stetson not stacking. Moreover, while UGA does have better prospects, Stetson's job placement (historically) has been superior to its rank. Plus, Tampa/St. Pete is fairly cheap for how nice an area it is, and getting a 50-60k job there will still get you a comfortable QOL. Plus, who knows if in-state will still be 15 or 16k in three years (many state schools have pumped their tuition up to more private-school levels in very short time from the years in which they were 1/3 of privates).
UGA would not be a wrong choice, though - not at all.
(Rankings, Profiles, Tuition, Student Life, . . . )