What is the best lender to use for these loans? There are a lot of options and they all offer a lot of incentives. For example, US bank offers a 5% credit, and .25% automatic credit for online payments. Wells Fargo offers a reduced rate of 7% interest and waiving the last months of payments if all were paid on time. Wachovia offers 8.69%in repayment rewards, but doesnt say where...
It is just hard to compare these across the board with such different incentives..what lenders did you use? which are the best?